6 types of clients you can introduce to True Financial Design

In a previous article, we highlighted the types of clients who may benefit from financial advice from our sister firm, True Divorce Consultancy, which supports women through divorce.

Once you’ve secured a settlement for your clients, their focus shifts from negotiation to long-term financial planning.

That’s where True Financial Design comes in. We can help your recently divorced female clients make the most of their settlement by creating a structured plan that’s tailored to their new life. As a result, they’ll have the financial stability and flexibility to move forward with confidence.

Keep reading to learn about six types of female clients you can introduce to True Financial Design.

1. Clients who need help implementing their divorce settlement

After your client has agreed on a settlement, we can ensure that it’s put into effect correctly.

This might include:

• Making sure Pension Sharing Orders (PSOs) are completed properly
• Coordinating the efficient transfer of assets
• Ensuring that nothing important is overlooked.

We will guide your clients through the process and help them understand the practical next steps, so their settlement is implemented efficiently and in line with what was agreed.

2. Clients who are deciding what to do with wealth received via a Pension Sharing Order

If the court grants your client a PSO, this is a valuable outcome that could support their long-term financial security. However, it also raises important questions about how they could use this money most effectively.

At True Financial Design, we can help your divorced female clients decide:

• Where to hold their pension funds
• How to invest them according to their life stage and goals
• How to embed their pension strategy into their wider retirement plans.

In other words, we ensure women have the insights and understanding they need to make informed choices about their pension wealth that support future income needs.

3. Clients who’d like guidance on creating a sustainable income after divorce

Your clients’ financial situation has likely changed significantly following their divorce. For example, they might have transitioned from a dual-income to a single-income household.

It’s essential that your clients understand what level of income is sustainable and how long their existing resources need to last.

We can use cashflow modelling to show how their assets can generate income immediately after divorce and in the future, so they know what they can spend and what they need to preserve.

As a result, your clients will have a realistic view of their post-divorce finances and can take steps to avoid shortfalls later in life.

4. Clients who want to make their settlement work harder for the long term

Your clients’ settlements may include a wide range of assets, such as property, pensions, investments, cash, and more. They may also include ongoing spousal or child maintenance payments.

Whatever your clients’ settlements look like, they need to be structured carefully to support their long-term goals.

We can help divorced women make the most of their assets by ensuring everything is arranged in a tax-efficient and purposeful way.

Through impartial, data-driven guidance, we can steer your clients away from emotional or short-term decisions. Instead, we’ll help them turn their settlement into a strong foundation for lasting financial independence and security.

5. Clients who need to review their property position and work out what’s affordable

Whether your clients are hoping to stay in their marital home or buy a new property, housing is often one of the biggest post-divorce decisions.

For women, this choice is often tied up in powerful emotions, as the family home may hold many cherished memories. As such, they might find it hard to objectively weigh up the pros and cons of each option.

Using cashflow modelling, we can help your clients understand what’s affordable in the context of their wider financial plan, factoring in their income, capital, and future commitments. This makes it easier for them to identify a property position that’s both realistic and sustainable.

See our Visualise Your Future process in action.

6. Clients who want a clear, sustainable financial plan for life following divorce

Financial planning following divorce isn’t just about implementing the agreed division of assets and immediate money management; it’s about building a new financial future.

At True Financial Design, we can support all your clients’ post-divorce wealth management needs. This includes creating a full financial plan that considers their income, capital, and longer-term security.

In other words, we take a holistic, big-picture approach. This helps divorced women start on the next chapter of their lives with confidence, knowing their settlement has been structured to support them for the long term.

Please note

This article is for general information only and does not constitute advice. The information is aimed at retail clients only.

All information is correct at the time of writing and is subject to change in the future.

Please do not act based on anything you might read in this article. All contents are based on our understanding of HMRC legislation, which is subject to change.

Approved by 2plan wealth management – 1/5/2026